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Posted by Mortimer Schnerd, RN on July 12, 2005, 6:27 pm
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I applied two weeks ago to have CPI Security come out to my house and install
one of their burglar alarm systems. They have a base system that they'll
install for free but then they snag you with add-ons to run up the bill. I
needed about $240 worth for which I wrote them a check.
They ran a credit check on me (mine is excellent). They ran an apparent title
search on the house, which I had claimed to own to cut through the red tape
given to renters. Well, OK, you got me there... I came clean and gave them the
homeowner's name and phone number.
I've been living in the same house for almost 20 years and have an excellent
rapport with my landlord. I was certain he'd have no problem with the
installation and as it turned out, he didn't. But CPI insisted on running HIS
credit; even though the service contract would be with me.
Now I have a FICO score just shy of 800; I have no idea what my landlord's is.
I do know he's a professional engineer in the employ of the city and has lived
here for at least 30 years... hardly a fly by night type of guy. A family man.
Well, since my landlord doesn't see any reason to give permission to run his
credit, the installation has come to a halt. I can't say I blame him. What in
the hell business is it of CPI to investigate his credit... since the service
contract will be with ME? I can prepay if it comes to that. Money is not the
issue. I just want the protection. My landlord wants to protect his privacy.
Am I being unreasonable? I'm at the point of asking for my money back (the
check cleared several days ago).
--
Mortimer Schnerd, RN
mschnerd@carolina.rr.com.REMOVE
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Posted by Crash Gordon® on July 12, 2005, 3:41 pm
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You should have 72 hour right of recision...most states do..just cancel and go
with a company that doesn't base your monitoring rate on your credit score.
You landlord's credit should have no bearing on you buying a system...it's just
bullshit. CPI's contract would be with you not your landlord.
| I applied two weeks ago to have CPI Security come out to my house and install
| one of their burglar alarm systems. They have a base system that they'll
| install for free but then they snag you with add-ons to run up the bill. I
| needed about $240 worth for which I wrote them a check.
|
| They ran a credit check on me (mine is excellent). They ran an apparent title
| search on the house, which I had claimed to own to cut through the red tape
| given to renters. Well, OK, you got me there... I came clean and gave them the
| homeowner's name and phone number.
|
| I've been living in the same house for almost 20 years and have an excellent
| rapport with my landlord. I was certain he'd have no problem with the
| installation and as it turned out, he didn't. But CPI insisted on running HIS
| credit; even though the service contract would be with me.
|
| Now I have a FICO score just shy of 800; I have no idea what my landlord's is.
| I do know he's a professional engineer in the employ of the city and has lived
| here for at least 30 years... hardly a fly by night type of guy. A family man.
|
| Well, since my landlord doesn't see any reason to give permission to run his
| credit, the installation has come to a halt. I can't say I blame him. What in
| the hell business is it of CPI to investigate his credit... since the service
| contract will be with ME? I can prepay if it comes to that. Money is not the
| issue. I just want the protection. My landlord wants to protect his privacy.
|
| Am I being unreasonable? I'm at the point of asking for my money back (the
| check cleared several days ago).
|
|
|
|
| --
| Mortimer Schnerd, RN
|
| mschnerd@carolina.rr.com.REMOVE
|
|
|
|
Posted by Mortimer Schnerd, RN on July 13, 2005, 12:54 am
If you were Registered and logged in, you could reply and use other advanced thread options
> You should have 72 hour right of recision...most states do..just cancel and
> go with a company that doesn't base your monitoring rate on your credit
> score.
Even if they do, I have *excellent* credit.
> You landlord's credit should have no bearing on you buying a system...it's
> just bullshit. CPI's contract would be with you not your landlord.
That's the part that frosts my balls. I don't see what he has to do with any of
this beyond extending his permission... which he already has done.
--
Mortimer Schnerd, RN
mschnerd@carolina.rr.com.REMOVE
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|
Posted by alarman on July 12, 2005, 6:04 pm
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> That's the part that frosts my balls. I don't see what he has to do with
any of
> this beyond extending his permission... which he already has done.
It may be that the payments are not just for monitoring, but for equipment
as well. Could it be that in your state the alarmco needs to contract with
the property owner? Just a thought...
js
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Posted by Crash Gordon® on July 12, 2005, 7:42 pm
If you were Registered and logged in, you could reply and use other advanced thread options
own it no matter who owned the premises. Their contract is with you...to envolve
your landlord is abby-normal imo.
| Crash Gordon® wrote:
| > You should have 72 hour right of recision...most states do..just cancel and
| > go with a company that doesn't base your monitoring rate on your credit
| > score.
|
|
| Even if they do, I have *excellent* credit.
|
|
| > You landlord's credit should have no bearing on you buying a system...it's
| > just bullshit. CPI's contract would be with you not your landlord.
|
|
| That's the part that frosts my balls. I don't see what he has to do with any
of
| this beyond extending his permission... which he already has done.
|
|
|
| --
| Mortimer Schnerd, RN
|
| mschnerd@carolina.rr.com.REMOVE
|
|
|
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